We have found that working within the limitations imposed by private/commercial insurance companies can interfere with our ability to provide families with high quality psychological services. Therefore, MindSights has opted not to enroll with private insurance panels and is considered an out-of-network provider.
If you would like to use private health plan benefits to help limit the costs of services, Mindsights will directly bill your insurance company so that you can obtain any reimbursements that are part of your health plan. Our billing specialist can check your out-of-network benefits and provide you with a personalized estimate that takes your anticipated insurance contribution into account. You are also encouraged to contact your health insurance company directly to determine the level of coverage included in your plan.
When working with most private/commercial insurance plans, we do require a prepayment at the beginning of the psychological assessment process. The amount of the prepayment will be based on the anticipated total cost of the evaluation and the estimate we receive from your insurance company. The pre-payment is due two weeks prior to the first testing session and will be applied to the fees accrued over the course of testing. It is possible that testing costs may exceed your prepayment and you may owe a final balance once services are completed and insurance has responded to all claims. If there is a credit in your account after insurance payments have been received, we will reimburse you promptly.
If your insurance requires a pre-authorization for psychological evaluation services, we will submit the pre-authorization request after your initial consultation. It is possible that the insurance company will not authorize all of the hours the clinician requests. If this is the case, we will recalculate the prepayment to reflect their coverage.